Reader’s Question:

I am a student at the University of Michigan. I got parking tickets from the parking services of the University. Will these tickets increase my insurance even if I pay them on time?

Ben

Ann Arbor, MI

Whether your insurance rates will increase or not depends upon your insurance provider’s guidelines and how
they assign points. Although, for some companies, a single parking ticket will not increase in insurance rates, multiple tickets or tickets that are not paid which result in license suspension, your rates will probably increase.

If the parking ticket issued by the University’s Parking System is reported to MI DMV, this will appear on your driving record and will be seen by your insurance provider. Your insurance rates may be affected depending on the rating system of the company. You may want to verify with the university
if they report this or not. If so, you can then check the rating system of the insurance company.