I would like to know if there are cars which are very easy and cheaper to get insured in Michigan?

Kathleen

Ann Arbor, MI

Certainly there are, Kathleen!

It’s very interesting to note that aside from driving history with spotless record, the type of your car, sticker price, cost to repair the vehicle, replacement value, safety features, and how well you car will withstand an accident, are also factors that car insurance companies weigh to get you insured easily.

I can give you top 10 least expensive cars to insure in Michigan which have a sticker price of less than $50,000. In no particular order, these top 10 cars are: Oldsmobile Silhouette, Pontiac Montana, Saturn L Series Wagon, Chrysler PT Cruiser, Saturn L Series Sedan, Chevrolet Venture, Chevrolet Astro, Saturn Vue, Jeep Wrangler, and Oldsmobile Bravada.

The rule of thumb is: the larger the cars and trucks, the easier and cheaper it is to insure…as long as they do not do any heavy damage to other vehicles in case of accident. Rates will definitely increase if you total another person’s vehicle. Car insurance will fluctuate as time passes. If a new car hits the market, car insurance companies will normally examine how the vehicle performs in crash tests, as well as check the average payout on accident claims. Durability of the vehicle also matters and most car insurance companies base that on basin maintenance and repair costs.