I Got In an Accident and Now Have To File an Auto Insurance Claim?
Reader’s Question:
I got involved in an accident , I got rear ended and I just felt the pain in my neck and back a week later. Can I still make a car insurance claim for this in Pontiac, Michigan?
Al
Pontiac, MI
Generally, if there are injuries associated with car accident was just discovered days or weeks after the incident you can still make a car insurance claim for them. Typically you will have to get proof that the back or neck pain was caused by the car accident in that you got involved in. Usually this is done with a medical diagnosis from a doctor.
With the no fault laws in Pontiac, Michigan these injuries typically would be reported and claimed through your own car insurance company, even though it was not your fault in this accident since you were rear-ended. In Michigan normally your insurance provider will pay for all necessary medical bills and the insurance claim must be made within a year from the date of the accident.
You may contact your insurance provider or the other driver’s insurance company if you are feeling back and neck pain so they may be aware of your injuries and also get medical attention.
16 Year Old Teen Driver Auto Insurance In Michigan
Reader’s Question:
I live in Michigan. My 16 year old daughter is buying a car. Can it be titled under her name alone?
Tim
Pontiac, MI
The Department of State for Michigan states that there is no age requirement for titling a car in Michigan.
It is unlawful though to knowingly sell a car to an emancipated teen or minor without written permission from a parent or guardian. A consent document completed by the parent or guardian of the minor at the time of the sell is needed by the seller. By law, the seller is required to keep this consent form by parent or guardian for three years.
Your daughter will also need a parent or guardian to sign on any other legal papers such as an insurance policy while she is still a teen or minor.
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