How To Make an Auto Insurance Claim in Michigan
Reader’s Question:
What should I do in case my car gets damaged in an accident? Are there any things to remember when making vehicle insurance claims Michigan?
Walt
Ann Arbor, MI
Remember that you have to immediately document your vehicle insurance claim the moment that your vehicle gets damaged resulting from a covered event. Immediately contact your insurance firm and inform them of what happened to your insured vehicle. Get the name of the personnel who has been assigned to your claim, take note of his contact details and your claim number.
Take pictures of the vehicle, particularly on the area which was damaged. If you can take a video of the damage, that would be better. Keep all the receipts and documents attesting to cost estimates of repairs. Likewise, gather all the documents that your insurance company sent you in the past. Keep all forms of communication with your insurer.
It also helps if you have a witness of the accident so that you can expedite the vehicle insurance claims Michigan. Record his or her contact information and record a statement from your witness.
In short, keep everything documented. The more documents and papers you have to back claim, the better chances you have of getting vehicle insurance claims Michigan.
Auto Insurance Coverage in Michigan For International Traveler
Reader’s Question:
I am a Swedish national who is based in Hong Kong but is right now living in Detroit, Michigan, for a consulting project which will go on for a year. I would like to buy a car and be able to drive my wife and son around for us to see the country. Is this even remotely possible?
Bjorn
Detroit, MI
We welcome you and your family to the United States of America, Bjorn. And what a fitting question about cars when you are currently in the birthplace and the center of the American automotive industry. Now about buying a car. My answer might sound vague so please bear with me. You did not say a lot about you, whether you have state issued driver’s license or just your license from Hong Kong. Just my two cents’ worth, it is likely that you be allowed to purchase a car while living here for a year. But first and foremost, you must get yourself a license in order for you to get car insurance.
Now, just an unsolicited advice here, all right? Have you thought of looking into car rentals instead of buying one yourself? Unless you’re planning to bring the car back to Hong Kong when your work here is done, then go ahead. But if your objective is just for mobility just so you can drive around the place, I would advise that you visit the nearest car rental companies in Detroit, Michigan because these people offer great packages for long-term rentals. When you’ve done that, go to an auto insurance firm so that you can choose which premium you’d like to take. Enjoy Detroit
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