Reader’s Question:

My legal aged son has moved out of my house in Battle Creek, MI to live over at the apartment of his friend’s parents. The thing is, he hasn’t changed the address on his driver’s license and he’s currently driving their car. Another thing that’s been bothering me is he wants to buy a car and wants to insure it using my name. Any information regarding my situation would be greatly appreciated.

Mary

Battle Creek, MI

Insuring vehicles that belong to other people are allowed by some car insurance companies even if you have no “insurable interest” in it. However, I’ve never heard of any car insurance company that allows people to insure vehicles from more than one household. If a vehicle owner decides to move elsewhere with his car, like your son, moving out of Battle Creek MI, chances are, the car insurance company will not cover the vehicle’s insurance. As for your other inquiry, if your son is going to drive for his friend’s parents , they should list him as driver on their car insurance policy for them not to have the risk of getting denied car insurance services if ever he gets involved in a car accident.