Reader’s Question:

What will happen if I get pulled over with an expired insurance in St. Clair Shores City, Michigan?

Paula

St. Clair Shores, MI

Hi, Paula! If you get pulled over with an expired car insurance in St. Clair Shores City, MI, you would likely be cited for either driving without insurance or not showing proof of insurance.

If you were insured at the time of the ticket, but you do not have the current insurance card on you, then you must show proof of this to the court and pay an administrative fee to have the ticket dismissed. To be sure, just contact the court listed on your citation to see what penalties you could be facing.

Michigan residents who own passenger vehicles, light trucks and vans must have a Michigan no-fault insurance before registering their vehicle, according to the Michigan Secretary of State (SOS). Michigan decrees necessitate that you keep your no-fault insurance certificate and carry it with you whenever you go driving. And if you’re unable to show proof of insurance to a police officer, the court may order the Secretary of State to suspend your driver’s license. Also, your vehicle’s license plate will not be renewed, transferred or replaced until you can provide proof of insurance. A $500 fine plus a jail term is also possible if you get convicted of driving without the mandatory MI car insurance.

But these are just a few of the possible penalties for driving with an expired insurance. So to be doubly sure, I suggest that you contact the court listed on your ticket to find out more about your specific situation and what penalties you may be facing in court.

Tags: auto insurance, driving without insurance