Reader’s Question:

I will be moving to AZ from Michigan and I am just wondering if my driving record in MI will be transferred in AZ? Will my auto insurance rates be higher or lower?

Paul

Detroit, MI

According to the Arizona Motor Vehicles Division of the DOT representative, as long as any tickets you had received in Michigan were taken care of before moving in AZ then they should not keep you from getting an AZ driver’s license and they will not transfer onto your new AZ license. So neither the points nor the offense will be placed on your Arizona driving record for previous violation in Michigan.

Whether your particular car insurance rates will go up or down will depend upon different rating factors by the AZ insurance company, such as where the types of cars you have,, you live within AZ, the coverages you place on your vehicles, etc. Also, even though your Michigan driving record does not transfer to your new AZ driver’s license, your insurance carrier will pull your Michigan MVR to help them calculate your rates.