Reader’s Question: I live in Detroit, Michigan, Last night somebody burned my car and it was a total loss, I just want to know if it is true that I can get five hundred dollars from my car insurance company with mini tort? James Detroit, MI The mini-tort or the limited property damage liability, provision [...]

Reader’s Question: I was rear ended in Livonia, Michigan (where I also live) last week it was not really my fault. I do not have collision coverage and I suffered neck and back pains and my vehicle has been totaled. What should I do now? The other driver’s insurance provider is offering to pay me [...]