How Long Does DUI Affect Car Insurance Rate in Michigan?
Reader’s Question:
How long does a DUI ticket affect your car insurance rates. I live in Grand Rapids, Michigan.
Anthony
Grand Rapids, MI
Michigan adopted an .08 BAC standard for drunk driving violation in 2003. A person that is under the influence of alcohol can be charged with impaired driving or drunk driving. Drunk drivers who got convicted will be subject to a fine of $1000 penalty for two years according to the driver responsibility program.
If you get convicted of drunk driving (DWI) for the first time in MI results may be up to 93 days in jail, up to a $500 fine, up to 360 hours of community service, up to 180 days with a suspended or revoked license, 6 points on a driver’s license, with a suspended license possible after thirty days.
Alcohol violations stay on your driving record for a minimum of ten years. As for car insurance premiums, they will typically be affected for at least three years after you have been convicted of a DUI/DWI.
Auto Insurance SR22 Bond In Michigan?
Reader’s Question:
I am wondering if the state of Michigan has an SR-22 Bond? I am from Detroit, MI.
Karen
Detroit, MI
I recommend that you contact a Michigan Department of Motor Vehicles (DMV) representative to check out if you need an SR-22 bond in their state. I was unable to see any listing for an SR22 financial responsibility certificate on their website but instead they have listed a Driver Responsibility Fee which is a monetary fee for motorist who are convicted of specific qualifying violation or accumulate 7 or more points on their driving license.
This required fee is being paid to the Michigan state and differ in the amount depending on the driver’s infractions.If you have any questions regarding insurance rule, guidelines or procedures for the state of Michigan you can contact their insurance regulatory body directly.
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